Social Inflation: A Concerning – and Costly – Trend

Social inflation generally refers to the rising costs of insurance claims that are a result of societal trends and views toward increased litigation, broader contract interpretations, plaintiff friendly legal decisions, and larger jury awards. What is causing social inflation? There are four major factors that are driving social inflation in the United States today. They are litigation […]

Five New Year’s Resolutions for Better Employee Safety (and how to actually keep them!)

With a New Year and a new decade kicking off, it’s time to reflect on where we’ve been, where we’re headed, and how to improve ourselves in the coming years. Sound familiar? It’s always the same with New Year’s resolutions. Lose weight. Eat healthier. Work smarter. We have the best of intentions. Still, study after […]

Your nonprofit has an important mission to carry out.

Making a Difference Your nonprofit has an important mission to carry out. Every dollar you spend either supports or depletes your ability to serve. Most organizations work with a limited budget, but all face exposures and risk management challenges that need to be met. In short, you need a broker experienced in nonprofit insurance with […]

Workplace Harassment Prevention

We’ve partnered with ThinkHR to offer a solution to clients who are required to comply with this new law. Think HR has developed a completely new product to meet state requirements called Workplace Harassment Prevention.  Workplace Harassment Prevention gives employers access to new and existing mandated training courses and best practices for updating policies and procedures, […]

Cannabis Industry Risk Management: The Vape Crisis

E-cigarettes were supposed to be a healthier alternative to smoking. Millions of people started vaping as the fad took off. Now new concerns are raising alarm bells over these products. Vaping might not be as safe as people thought. As the cannabis industry continues to grow and tries to establish itself as a legitimate – […]

Nonprofits: Plug the “Money Leaks”

As we enter another year, it’s an exciting time for nonprofits.  However, with substantially more donations coming in this time of year, you need to be on your game when it comes to money management.Beware of these money leaks: Theft and Fraud. Theft can be perpetrated by anyone including vendors and contractors. A dishonest party could […]

Webinar business insurance

On behalf of Heffernan, please join us for this interactive and informative Webinar! Heffernan’s reputation and success was built through our work in industry niches s such as nonprofit, construction, healthcare, transportation, hospitality, food distribution, real estate and technology. With ten branch offices coast-to-coast and approximately 450 staff members, Heffernan’s reach spans to most industries! With 30 years of underwriting and […]

Heffernan Insurance Brokers Acquires Henderson Insurance

WALNUT CREEK, Calif., Dec. 17, 2019 /PRNewswire/ — Heffernan Insurance Brokers, one of the largest full-service, independent insurance brokerage firms in the United States, has acquired Henderson Insurance. The firm has purchased the assets of the Newport Beach-based Henderson to join HeffDirect, a division of Heffernan Insurance Brokers, effective December 1, 2019. Scott Henderson, Laura Henderson, Jackie Smith, Julie Nii, and Eric Manzo have all joined […]

Careful Hiring Practices: An Essential Step in Reducing the Incidence of Workers’ Compensation Claims

The home health industry needs workers. The Bureau of Labor Statistics predicts an increase of 1,208,800 new home health aide and personal care aide positions between 2016 and 2026.  Finding workers to fill those positions may be difficult, leading to worries of a major worker shortage. But despite the need for workers, there’s also a need […]

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